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Food & Beverage Collective
Request fr-1004 · submitted Sep 2, 2025
Purpose
Commercial kitchen equipment and a shared central commissary lease.
Requested
$200,000
Funded
$0
Rate
10.2%
Term
36 months
Funding progress0%
Per-member breakdown
Derived from each member's agreed contribution percentage.
| Member | Share | Requested | Approved | Verified |
|---|---|---|---|---|
| Circuit City RepairsAlicia Moreno | 25% | $37,500 | $32,000 | Verified |
| Chen ElectronicsDavid Chen | 22% | $33,000 | $28,000 | Verified |
| Bright Screen Co.Priya Nair | 20% | $30,000 | $24,000 | Verified |
| Webb Mobile FixMarcus Webb | 18% | $27,000 | $20,000 | Pending |
| Rossi Gadget BarSofia Rossi | 15% | $22,500 | $16,000 | Verified |
Indicative repayment schedule
First six installments of 36. Group monthly payment $6,472.
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $6,472 | $4,772 | $1,700 | $195,228 |
| 2 | $6,472 | $4,813 | $1,659 | $190,415 |
| 3 | $6,472 | $4,854 | $1,619 | $185,561 |
| 4 | $6,472 | $4,895 | $1,577 | $180,666 |
| 5 | $6,472 | $4,937 | $1,536 | $175,730 |
| 6 | $6,472 | $4,979 | $1,494 | $170,751 |
Cost of credit
- Principal
- $200,000
- Total interest
- $33,000
- Total repayment
- $233,000
- Effective cost
- 16.5%
Illustrative. Final figures are confirmed in the underwriting offer.
For lenders
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